In today’s fast-growing digital economy, having a secure, reliable, and user-friendly payment gateway is crucial for businesses in Bangladesh. Whether you run an e-commerce store, an educational institution, or a service-based company, choosing the right payment solution can make or break your online transactions.

Here’s a detailed look at the top payment gateways in Bangladesh, their features, and why they stand out.

1. SSLCOMMERZ – The Market Leader

Pioneering Digital Payments Since 2010

SSLCOMMERZ is Bangladesh’s largest and most trusted payment gateway, serving over 13,615+ businesses. It supports local and international transactions, making it ideal for e-commerce platforms.

Key Features:

✔ Multi-channel payments (Cards, Mobile Banking, Bank Apps, Digital Wallets)
✔ Global payment acceptance (Visa, Mastercard, PayPal, Alipay, etc.)
✔ Seamless API integration for websites and mobile apps
✔ Advanced fraud detection & security (PCI-DSS compliant)
✔ Real-time transaction monitoring & analytics

Best for: Large e-commerce businesses, startups, and enterprises needing a scalable payment solution.

2. PortWallet – Developer-Friendly Gateway

Simplifying Online Payments for Merchants

PortWallet is a tech-driven payment gateway designed for easy integration and smooth transactions. It’s built with developers in mind, offering a simple API for quick setup.

Key Features:

✔ Supports local & international cards
✔ One-click checkout for faster payments
✔ Secure & PCI-compliant
✔ Automated settlements & reconciliation
✔ Zero coding needed for basic integrations

Best for: SMEs, freelancers, and businesses looking for a hassle-free payment solution.

3. aamarPay – Fast & Affordable Payments

Bangladesh’s Rising FinTech Star

Founded by Soft Tech Innovation Ltd, aamarPay focuses on affordable, secure, and easy-to-integrate payment solutions. It also offers a B2C super app for consumers.

Key Features:

✔ Low transaction fees (SME-friendly pricing)
✔ 24/7 customer support
✔ Multiple payment options (Cards, MFS, Bank Transfer)
✔ Developer-friendly API
✔ Instant settlements

Best for: Small businesses, schools, and service providers needing cost-effective payments.

4. shurjoPay – Bank-Authorized Gateway

Trusted by Bangladesh Bank

shurjoPay, by shurjoMukhi Limited, is one of only two Payment System Operators (PSO) approved by Bangladesh Bank, ensuring high security and compliance.

Key Features:

✔ Government-recognized security
✔ Supports all major banks & MFS
✔ Easy merchant onboarding
✔ Real-time transaction processing

Best for: Businesses needing regulatory-compliant transactions.

5. EkPay – All-in-One Bill Payment Solution

Bangladesh’s Government-Backed Platform

Developed by a2i (Aspire to Innovate), EkPay is a centralized bill payment system for utility bills, education fees, and government services.

Key Features:

✔ Pay all bills in one place (electricity, water, gas, taxes, etc.)
✔ Multiple payment methods (Cards, MFS, Bank Apps)
✔ Instant SMS confirmation
✔ No need to visit banks or agents

Best for: Citizens, businesses, and government services requiring unified bill payments.

6. Sonali Seba – Bank-Owned Payment Gateway

Powered by Sonali Bank

Sonali Payment Gateway is a secure and widely accepted solution for educational fees, utility bills, and ticket bookings.

Key Features:

✔ Accepts all cards, MFS, and bank transfers
✔ 24/7 payment processing
✔ Government & institutional fee payments
✔ Strong fraud protection

Best for: Schools, universities, and government agencies.

Which Payment Gateway Should You Choose?

Final Thoughts

Each payment gateway has unique strengths—whether you need global transactions, low fees, developer support, or bill payments, Bangladesh’s FinTech ecosystem has you covered.

🔹 For e-commerce: SSLCOMMERZ or PortWallet
🔹 For SMEs & startups: aamarPay
🔹 For bill payments: EkPay or Sonali Seba

Which one fits your business needs? Let us know in the comments!

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